About CardGyan
Empowering your financial decisions with expert credit card knowledge
Our Story
Founded in 2023 by Santosh Kumar, CardGyan was born from a simple idea: to make credit card information accessible and understandable for everyone. With over a decade of experience in the banking sector, Santosh recognized that most people weren’t maximizing their credit card benefits simply because they didn’t understand them.
What started as a personal blog has grown into a trusted resource for thousands of readers looking to make smarter financial choices.
What We Do
- Comprehensive Credit Card Reviews – Detailed analysis of features, fees, and benefits
- Reward Optimization Guides – How to maximize points, miles, and cashback
- Credit Score Education – Understanding and improving your credit health
- Banking Product Comparisons – Helping you choose the best financial products
- Latest Industry News – Keeping you updated on banking trends and changes
Why Trust CardGyan?
Unbiased Advice
We don’t accept payments from banks to promote their products. Our recommendations are based solely on what’s best for our readers.
Expert Knowledge
Our team consists of former bankers and financial analysts who understand the industry inside out.
Practical Approach
We translate complex financial concepts into simple, actionable advice anyone can follow.
Meet Our Founder
Santosh Kumar is a banking professional with 12+ years of experience in retail banking and credit products. After seeing countless customers make suboptimal financial decisions due to lack of information, he made it his mission to democratize financial knowledge.
“At CardGyan, we believe everyone deserves to understand how credit works. It’s not about pushing products – it’s about empowering decisions,” says Santosh.
Ready to Master Your Credit Cards?
Join thousands of readers who are making smarter financial choices every day.